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Are dog breeds covered by homeowners insurance?

Certain dog breeds are frequently excluded from homeowners insurance coverage due to their perceived risk and the potential for higher liability claims. Insurers often blacklist breeds that are considered more likely to bite or cause serious injury, leading to costly claims. Commonly banned breeds include:

Which home insurance companies cover dogs?

Some dog-friendly insurance companies include Allstate, State Farm, and USAA. Comparing quotes from at least three home insurance companies through an insurance marketplace like Policygenius can ensure you find the best coverage for the lowest price. Does homeowners insurance cover dogs?

What are the most common homeowners insurance claims relating to dogs?

Dog bites are the most common homeowners insurance claim relating to pets. According to the Insurance Information Institute, more than 17,000 dog bite claims are filed each year.

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